Home Insurance
10% online discount available. Only 2 minutes to get a quote.
Great reasons to choose Hiscox
1. Hiscox home insurance has been awarded 5 stars from independent market researchers, Defaqto, for the third year running
2. We are one of the few direct insurers offering 'all risks' cover, meaning minimal exclusions, maximum cover
3. contents covered inside the home and when temporarily away anywhere in the world
4. Buildings cover automatically includes accidental damage
5. No need to list every valuable on your policy worth more than £1,500
6. 24 hour emergency cover (e.g. for blocked drains).
• Up to £40,000 contents cover and £250,000 buildings cover
• New for old replacement of household contents
• Up to 30% No Claim Discount which can be protected
• Cover for business equipment up to £4000
• External locks replaced if keys are stolen (up to £500)
• Cover for personal money in the home up to £300
New for old replacement of household contents, 24 hour claims and emergency helplines.
• 25% discount when you buy online
• New for old replacement items for the garden, up to £1,000, as well as in your home
• Where possible, we'll arrange the delivery of replacement goods direct to your door
• Automatic increase in cover over Christmas and for weddings - £5,000 or 10% of
the contents sum insured, whichever is greater
• Cover for accidental damage to PCs and TVs and home entertainment as standard
• Children's content covered whilst they are away at University up to £5,000 (or 15% of the contents sum insured).
• Unlimited frozen food cover
• Bicycle cover included as standard (when they are parked at home)
• Includes cover for replacement locks
• 24 hour emergency helpline for all customers
In addition to offering a strong discount for new home insurance customers, our home insurance provides customers with a level of cover suitable for their requirements – Buildings & Contents, Buildings Only or Contents Only.
Other benefits include:
Automatic cover for accidental damage to your TV, video, audio equipment, home computers and fixed mirrors and glass. We do not charge interest when you choose to pay by monthly instalments. If you’re moving home we’ll cover your contents while being moved by professional furniture removers. We’ll also cover them while in storage for up to 7 days. Children away at university? Our home insurance automatically provides up to £5,000 worth of contents cover for their possessions whilst away.
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